Who writes it
One person researches and writes every page. His name, his other company, and his profiles are on this page.
The author About Crewline
Not a lender. Not banker language. Just the route.
Crewline publishes financing guidance for Canadian contractors, trades, and owner-operators, then routes those who want it to a funding partner. This page says who writes it, how the guides are checked, and how the site makes money.
- Written by one person
- Statute-first research
- Referral model disclosed
- No fee to apply
Everything a cautious owner wants to know before they hand over a file.
How the law gets checked
Holdback percentages, lien deadlines, and payment windows are read out of the Act or regulation — never from a search summary.
Research standardHow Crewline is paid
A funding partner may pay a referral fee if your file funds. You are never charged to apply.
The money pathHow to correct us
If a page contradicts the statute in your province, tell us. Corrections to the law are the ones we most want.
Send a correctionResearch ledger
Statute first. Summaries last.
Financing blogs and search summaries get construction law wrong often enough that we treat them as unusable. Four rules.
- Law comes from the source
Holdback percentages, lien deadlines, and payment windows are read from the legislation or the regulation itself.
- Unproclaimed law is labelled unproclaimed
Where a prompt-payment Act has passed but is not yet in force, the page says so instead of quoting a deadline that binds nobody.
- Uncertain numbers are left out
A missing number costs a reader nothing. A confident wrong one can cost them a lien right.
- Pages are date-aware
Claims that expire are recorded with the date they were last read against the official source.
Three provinces are mid-reform
British Columbia, Nova Scotia, and New Brunswick have each passed prompt-payment legislation that is not yet in force. Until it is proclaimed, no statutory deadline requires an owner in those provinces to pay you — the obligation is whatever your contract says.
- British Columbiachecked
- Nova Scotiachecked
- New Brunswickchecked
Those dates are not decoration. The official pages behind each claim are re-read on a schedule, and the site refuses to build once a claim has gone unchecked for too long. Last review: .
How Crewline makes money
The referral model, visible rather than buried.
Crewline is not a lender and does not fund anything. Applications are passed to a third-party funding partner who decides on their own criteria. If a file funds, that partner may pay Crewline a referral fee. You are never charged a fee to apply, and nothing here is a commitment to lend.
What happens after you apply?
You
It starts as a routing request, not a promise to lend.
The form asks what your business does, what you need, and when. Crewline uses those details to work out the financing shape and whether a partner is likely to look at the file at all. Nothing is a commitment, and no credit decision is made here.
- Crewline's role
- Routing
- Charge to apply
- $0
- Who decides
- Partner lender
Two sides of the same contractor problem.
IronFinance handles equipment financing for Canadian contractors, loggers, truckers, and farmers. Crewline handles the working capital, invoice cash flow, and credit that keep a crew paid between progress draws.
- Equipment and asset financing → IronFinance.
- Operating cash-flow pressure → Crewline.
- Sending you to the wrong one helps nobody.
Written for people who want a direct answer.
Why files get declined, what a lender is actually looking at, and which financing shape fits which cash-flow gap. Read it before you apply, not after.
- No banker language.
- No fake certainty.
- No pretending every file should apply everywhere.
Reaching a person
Corrections are welcome, especially on the law.
If a guide states something that does not match the statute in your province, say so and it gets fixed. That is worth more than pretending the site is never wrong.
- You spot something wrong
Especially a provincial law, a holdback, a lien deadline, or a payment window.
- We read the source, not a summary
The Act, the regulation, or the government's own page — whichever governs the claim.
- The page is corrected and re-dated
So the next reader can see when the claim was last checked.
Ready to route the file?
Use the guidance, then send the fit check when the timing pressure is real.
Crewline is not a lender and does not guarantee approval. It routes working capital, invoice cash flow, and credit requests to third-party partners who decide on their own criteria.
- Written by
- Darrell Pardy
- Model
- Referral / matching
- Fee to apply
- $0
- Credit decision
- Third-party partner